Why Comfortable is the Enemy of Financial Change

What does comfortable mean, and why is it so disastrous when it comes to needing or wanting to make financial changes in your life?  After all, it's "fine" OK? 

Unless something dramatic happens in life, we tend to cruise along and time passes.  When it comes to money, time = compounding, so you can't afford to waste a moment! 

Figure out how to break out of feeling comfortable and make the changes you need to make now, rather than feeling comfortable for too long and missing out on building wealth.