Why You Need More Than One Finance Professional in Your Corner

As women striving for financial empowerment, we often think we can manage everything ourselves—or that one advisor will do the trick. But true financial clarity and confidence come from building a team of professionals who each bring a unique skill set to the table. In a recent Money with Alpha podcast episode, Alpha was joined by Nicola, a passionate tax accountant, and Cassie, a finance broker with a knack for helping clients turn dreams into doable financial goals.

Have a listen to the episode here.

The conversation revealed a powerful truth: your business and personal finances are deeply connected, and navigating them with confidence requires strategic support, not just compliance.

The Power of Planning Ahead
Nicola, who works closely with small business owners and investors, shared how essential it is to not just lodge tax returns but to proactively plan. Tax planning, regular check-ins, and understanding how to read your financial statements are the foundation of building a business that funds your lifestyle and future goals.

Cassie emphasized the importance of leveraging finance the right way. Whether it’s buying a home, investing in property, or scaling your business, she believes in using debt as a tool—not a trap. But that only works when you understand how borrowing fits into your bigger picture, and when your finances are structured to support it.

Why You Need a Finance “Dream Team”
Here’s where the magic happens: when your accountant and finance broker talk to each other. Instead of working in silos, Nicola and Cassie collaborate to help clients align their business performance with their financial goals. For example, if a client wants to purchase a business premises, Nicola helps tidy up the financials to present the best case to lenders, while Cassie navigates the borrowing process to secure the right loan structure.

It’s goal-based planning at its best—and it prevents those last-minute scrambles or costly mistakes that can derail progress.

Common Pitfalls to Avoid
The episode also highlighted some misconceptions that cost women money and peace of mind:

Thinking business money is personal money—especially in a company structure. (Spoiler: it’s not. And that can lead to unexpected tax debt.)

Waiting too long to seek finance advice—when you need to plan one or two years in advance, especially if you’re self-employed.

Not setting aside funds for tax and compliance. Nicola recommends multiple business bank accounts: one for trading, one for tax, and even a profit account to build business reserves.

Final Thoughts
Empowerment doesn’t come from doing it alone—it comes from being informed, organized, and supported. Whether you're scaling a business, preparing to buy a home, or simply want to understand your numbers better, now is the time to build your finance team and set yourself up for success.

Want to go deeper? Join the Practical Money Workshop on May 13th in Brisbane for hands-on learning, Q&A, and networking with other business owners.