This might be a slightly left field question, but do you know what your Money Beliefs are?  

Before you answer, I’ll briefly go into what I think Money Beliefs are, and how they come about.

Beliefs are essentially “passed down” or "acquired" – from our parents, our...

If you're earning a 6-figure income - congratulations! Chances are you didn't start earning 6 figures when you began working, so it's a heady feeling now having exceeded what is for many people a lifelong earning ceiling.

Whether you're conscious of it or not, there is a change in how you think...

Because money is at the forefront of nearly everyone’s minds at some point during their day, there is a LOT of information out there about money – how to make it, how to invest it, how to get rich quick, and how to become a millionaire (doesn’t that sound great!).

Like all...

There are three (3) elements to this final Money Pillar:

1. Personal Insurances
2. Estate Planning
3. Giving Back.

Personal Insurances

Most people hold their personal insurances inside their superannuation - Life Insurance, Total and Permanent Disability (TPD) Insurance, Trauma Insurance, and even ...

Hopefully you’re starting to see how the 5 Money Pillars build on one another.  It’s a bit like laying the foundations for a house (knowledge and understanding), which you then get to build on – both the essentials (toilet, bathroom, kitchen, bedrooms) and the discretionary...

Building on the previous Money Pillars – Income and Spending, now we come to something a bit more “fun” – saving!  I realise this isn’t what you probably think of when you want to have some fun, however, from a money perspective, seeing your money grow and build...

Spending is something that is, unfortunately, unavoidable.  The only thing you can control is how much you spend, and what you spend your money on.

There can be some big wins once you start to really look at what you spend – possibly saving you up in the vicinity of thousands of...

While the term “Money Pillar” might be new to you, the concepts behind it won’t be. The best place to start is with Income, which underpins what you have to “work with” when it comes to your money.

Once you have figured out why you want money, and how your values are...

Hello!  If you’re feeling overwhelmed by all the information thrown at you every day, then you’re not alone.  There is so much data and information to consume as part of work, but then there is everything in your home life as well (and once your kids go to school, that...

Hello and welcome to the Money Made Simple Blog! My name is Alpha Schulte, and here I’ll share with you information, stories and wisdom about life and money that I have both experienced and learned. I live in Brisbane, Australia, with my husband and daughter.

What I really hope you get out...