Money Made Simple Blog
Even though my daughter is only 6 years old, I’ve already started her money education journey. It’s something I’ve been conscious of since she was about 2, starting with how my husband and I talk about money, spend money and portray the value or concept of money to her. Â
This may seem like “over-th...
Saving money, helping the environment, and making your life simpler - it's like reaching the trifecta! About a year ago I started to look at ways to reduce the waste, expense and effort surrounding cleaning and cooking.
Like many people, I never enjoyed cleaning and only enjoyed cooking when I had ...
Can you relate to the saying “it’s just like riding a bike”?
It’s something I heard a lot growing up, but never understood. The idea of muscle memory enabling me to just do something I’d learned years earlier without really thinking about it, wasn’t relatable for me.
You see, I never learned to ri...
In the movie “Miss Congeniality” (stay with me, there is a point), there is a scene where each of the beauty pageant entrants are asked what they want most, and nearly all say “World Peace”. Â
While wanting everywhere in the World to be peaceful is a lovely idea, it’s a pretty tricky concept to make ...
There’s been a lot of talk lately about rising interest rates and there’s a lot of concern around what that’s going to mean for the family budget.
What the Reserve Bank is trying to do is curb inflation and pull back the rising cost of goods and housing.
With inflation officially sitting at 5.1% (the ...
In my last post I talked about how I was overhauling my finances and ditching a Financial Advisor who was happy to take my regular commissions, and provide no value in return.
Here are some important considerations to help you take control of your investments:
Step 1: Risk Profile
There are a number ...
Many years ago I went to see a Financial Advisor to get my “money sorted”. I have to admit to being pretty naïve, and I bought the sales pitch hook, line and sinker. I have since been on a research and clean up exercise and what a journey!
I found that I was paying more than 3% in fees on my supera...
We live in an age of buzz words, and one that I'm hearing a lot at the moment is about being "resilient". No matter what one's age or stage in life, resilience seems to play a part.
When my daughter was 18 months old, I read quite a bit about toddler development and "conscious parenting" and raising ...
An apple a day keeps the dentist away - isn't that how the saying goes?
I remember hearing this a lot as a kid. Not that my parents made me actually eat an apple every day, but the metaphor was clear - do something small each day (like brushing your teeth), and you won't have problems with your teeth...
When talking about money, there are some terms that get thrown around that many people assume everyone knows. The thing is, unless you work in a financial industry (and even if you do), how do you learn these terms and what they really mean?
There are no “money basics” classes in our schools. If an...
OK, enough “serious” talk about money (from earlier blog posts) – income, spending, saving, investing and legacy.Â
What are some of the things we want money for?
To house, feed and clothe us for starters. What about fun stuff? For me it’s travel and photography, primarily. For my husband it’s h...
This might be a slightly left field question, but do you know what your Money Beliefs are? Â
Before you answer, I’ll briefly go into what I think Money Beliefs are, and how they come about.
Beliefs are essentially “passed down” or "acquired" – from our parents, our grandparents, friends, colleague...